{"id":596,"date":"2015-02-19T12:11:59","date_gmt":"2015-02-19T12:11:59","guid":{"rendered":"http:\/\/locallivingwp.itravelsoftware.com\/?page_id=596"},"modified":"2023-01-12T12:31:57","modified_gmt":"2023-01-12T12:31:57","slug":"insurances","status":"publish","type":"page","link":"https:\/\/localliving.dk\/en\/insurances\/","title":{"rendered":"Insurances"},"content":{"rendered":"<h1>Travel Insurance<\/h1>\n<p>Travel insurance is often an area that is difficult to grasp. There are many different providers in the marke, which counts both dedicated travel insurance brokers, general insurance companies and credit card providers.<\/p>\n<p>The right insurance\u00a0for you depends on your travel habits and where you in the world you travel. The Danish Consumer Council has made\u00a0a list of what you need to think about &#8211; to get the full overview of your insurance needs.<\/p>\n<p>The Consumer Council&#8217;s best advice to people who are not completely certain of their\u00a0travel insurance are:<\/p>\n<p>Ask yourself these three questions and you become more aware of what you need and what you already have.<\/p>\n<ul>\n<li>Do you travel a lot or a little?<\/li>\n<li>Do you travel frequently within Europe?<\/li>\n<li>Are you active during your vacation?<\/li>\n<\/ul>\n<p>Go all your insurance papers through, and make a picture for yourself. You only need to do this\u00a0once and then you can upgrade later on,\u00a0if you are travelling somwhere\u00a0extraordinary.<\/p>\n<p>Remember, you can be insured in many different ways. For example\u00a0you can be insursed\u00a0through your employer or\u00a0be covered by a collective group accident insurance that\u00a0also covers your leisure.<\/p>\n<p>One of the advantages of buying travel through a travel agency is that the agency can aissist in giving you an overview of insurance needs for a given trip. Local Living cooperates with European travel insurance, which is the largest and oldest travel insurance company.<\/p>\n<p>Source: Forbrugerr\u00e5det.dk<\/p>\n<h1>Cancellation Insurance<\/h1>\n<p>It is often a good idea to a\u00a0order cancellation insurance along with your trip. Usually a cancellation insurance should be ordered at the time you book the holiday, and paid latest when paying the deposit.<\/p>\n<p>Most cancellation insurances cover you if (this may vary from broker to broker):<\/p>\n<p>\u2022 you or other trip participants will be afflicted by illness or injury<br \/>\n\u2022 serious illness or death in your immediate family<br \/>\n\u2022 the holiday has a specific purpose, such as golf or fishing, and you can not complete this activity due to accident or illness<br \/>\n\u2022 Your home is\u00a0subject to burglary or fire<br \/>\n\u2022 you are called in as a witness in a trial or for military service<br \/>\n\u2022 you become pregnant after purchase of the travel and pregnancy according to medical assessment means that your trip can not be completed<br \/>\n\u2022 you, the student does not pass the exam or because of acute illness may cancel the exam and therefore to resit<br \/>\n\u2022 you are separated \/ divorced or cease cohabitation<br \/>\n\u2022 you are exposed to\u00a0deceptive acts or an unofficial strike in a private businesses<br \/>\n\u2022 you will be terminated and must start a new job close to the time of departure<br \/>\n\u2022 you are going on a\u00a0&#8220;self-drive holiday&#8221; and your car breaks down<\/p>\n<p>Your local insurance brokers may often be a good\u00a0bet for extensive travel and cancellation insurance. The important part is to get it done when booking the holiday, or latest when paying the deposit.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Travel Insurance Travel insurance is often an area that is difficult to grasp. There are many different providers in the marke, which counts both dedicated travel insurance brokers, general insurance companies and credit card providers. The right insurance\u00a0for you depends on your travel habits and where you in the world you travel. The Danish Consumer [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":657,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"tmpl-componentpage.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-596","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.9 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Travel insurance - if you want to travel on a safe holiday to Italy<\/title>\n<meta name=\"description\" content=\"Are you insured for the holiday trip to Italy? 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